Terms of Service

These Terms of Service (“Terms”) govern your access to and use of SKRIN, a digital asset-documentation service operated by Kaufman Holdings, LLC (“SKRIN,” “we,” “us,” or “our”). By creating an account or using the service, you agree to these Terms. If you do not agree, do not use the service.

1. The Service

SKRIN is a software platform that lets you catalog and store records of personal and business property — including serial numbers, photos, receipts, warranties, purchase dates, and estimated values — in a secure digital vault, and generate reports from that information.

SKRIN is a documentation and record-keeping tool only. It is not an insurance product, an insurer, an insurance broker, a security or monitoring service, a law-enforcement service, or a guarantee that any item will be recovered, replaced, or reimbursed. We do not underwrite, sell, or administer insurance, and nothing in the service constitutes insurance coverage or financial advice.

2. Eligibility & Accounts

• You must be at least 18 years old and able to form a binding contract.
• You are responsible for the accuracy of the information you provide and for all activity under your account.
• You are responsible for keeping your password confidential and for securing your account. Notify us promptly of any unauthorized use.

3. Subscriptions, Billing & Trials

• Paid plans are billed on a recurring monthly or annual basis through our payment processor, Stripe. By subscribing, you authorize recurring charges to your payment method until you cancel.
• Plans that include a free trial will automatically convert to a paid subscription at the end of the trial unless you cancel before it ends.
• You may cancel at any time from your account; cancellation takes effect at the end of the current billing period. Except where required by law, fees are non-refundable and partial periods are not prorated.
• Prices may change with reasonable advance notice; changes apply to subsequent billing periods.

4. Resident Benefit & Partner Programs

Some users receive SKRIN at no personal cost as a benefit provided by a property-management company or other organization (a “Partner”). If your access is sponsored by a Partner:

• Your access depends on the Partner's continued participation and your eligibility (for example, an active lease or unit assignment).
• If your sponsorship ends (for example, when you move out), we may offer you the option to continue on a personal paid plan. Your existing data remains yours and is not deleted solely because sponsorship ends, subject to Section 9.
• Partners and their staff can see roster and account-status information (such as which units are active), but cannot access the contents of your vault — your asset records, photos, and documents remain private to you.

5. Your Content & Ownership

You retain all rights to the information, images, and documents you upload (“Your Content”). You grant us a limited, non-exclusive license to host, store, process, and display Your Content solely to operate and provide the service to you. You represent that you have the right to upload Your Content and that it does not violate any law or third-party right.

6. Acceptable Use

You agree not to:

• Use the service for any unlawful purpose or to store records of stolen, illegal, or fraudulently obtained property;
• Upload malicious code, attempt to breach security, or access another user's data;
• Reverse engineer, resell, or misuse the service or its API except as expressly permitted;
• Infringe intellectual-property or privacy rights of others.

7. Reports & Third Parties

Reports you generate (such as inventory or insurance-claim summaries) are based solely on the information you enter. We do not verify, appraise, or guarantee the accuracy of values, serial numbers, or other data. Acceptance of any report by an insurer, law-enforcement agency, or other third party is at their sole discretion.

8. Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that the service will be uninterrupted, error-free, or that data will never be lost. You are responsible for maintaining your own backups of critical information.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SKRIN AND KAUFMAN HOLDINGS, LLC WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROPERTY, DATA, PROFITS, OR THE FAILURE TO RECOVER OR BE REIMBURSED FOR ANY ITEM. OUR TOTAL LIABILITY FOR ANY CLAIM RELATING TO THE SERVICE WILL NOT EXCEED THE AMOUNT YOU PAID US IN THE TWELVE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM (OR USD $100 IF YOU HAVE NOT PAID US).

10. Indemnification

You agree to indemnify and hold harmless SKRIN and Kaufman Holdings, LLC from claims, damages, and expenses arising out of Your Content, your use of the service, or your violation of these Terms or applicable law.

11. Termination

You may stop using the service at any time. We may suspend or terminate access if you violate these Terms or for operational, legal, or security reasons. On termination, your right to use the service ends; data handling follows our Privacy Policy.

12. Changes to These Terms

We may update these Terms from time to time. Material changes will be posted here with an updated date and, where appropriate, communicated to you. Continued use after changes take effect constitutes acceptance.

13. Governing Law

These Terms are governed by the laws of the State of Mississippi and the United States, without regard to conflict-of-law rules. Any disputes will be resolved in the state or federal courts located in Mississippi, unless otherwise required by applicable law.

14. Contact

Questions about these Terms? Email us at serialbutler@proton.me or write to: Kaufman Holdings, LLC (d/b/a SKRIN), 211 W Thomas E Jolly Dr #2, Monticello, MS 39654.